The price you list isn't the money you keep. An Etsy sale pays listing, transaction, AND payment-processing fees — add shipping and an offsite-ads order and the gap gets bigger.
I built a small free tool that shows the real breakdown before you price, discount, or run ads:
→ Seller Fee Calculator (2026 Rates)
What it does:
- Itemizes Etsy fees: listing ($0.20), transaction (6.5% of item + shipping), and payment processing (3% + $0.25) — US and UK rates, date-stamped as of 2026 Q3
- Adds optional offsite-ads tiers (12% under $10k/12mo, 15% over)
- PayPal fee mode with per-marketplace rates
- Shows total fees, net payout, and effective rate for any item price, shipping, and units sold
- Runs 100% in the browser — nothing is uploaded, no signup, no tracking
Example: a $25 Etsy item with $5 shipping costs you about $2.80 in fees before offsite ads — roughly 11% off the top. Knowing the real cut makes discounting and ad decisions honest.
Rates are as of 2026 Q3 from Etsy's and PayPal's published pricing — confirm before you rely on them. Not affiliated with Etsy or PayPal.
Top comments (0)