Six US banks have failed so far in 2026. The last one, Nano Banc in Irvine, California, closed on September 25 and Sunwest Bank took its deposits. That's more failures than in any full year from 2018 through 2025, and the FDIC's failed bank list won't tell you so: it publishes failures one row at a time and leaves the counting to you.
We copied three rows from that page and let SpecStream read the rest. The 25 most recent failures are here, no account needed.
The latest ten
| Bank | City | State | Closed | Deposits went to |
|---|---|---|---|---|
| Nano Banc | Irvine | California | September 25, 2026 | Sunwest Bank |
| Tioga-Franklin Savings Bank | Philadelphia | Pennsylvania | August 21, 2026 | Second Federal Savings and Loan Association of Philadelphia |
| Small Business Bank | Lenexa | Kansas | July 17, 2026 | The Farmers State Bank of Oakley, Kansas |
| Kentland Federal Savings and Loan Association | Kentland | Indiana | July 10, 2026 | Kentland Bank |
| Community Bank and Trust - West Georgia | LaGrange | Georgia | May 1, 2026 | Anchor Bank |
| Metropolitan Capital Bank & Trust | Chicago | Illinois | January 30, 2026 | First Independence Bank |
| The Santa Anna National Bank | Santa Anna | Texas | June 27, 2025 | Coleman County State Bank |
| Pulaski Savings Bank | Chicago | Illinois | January 17, 2025 | Millennium Bank |
| The First National Bank of Lindsay | Lindsay | Oklahoma | October 18, 2024 | First Bank & Trust Co. |
| Republic First Bank dba Republic Bank | Philadelphia | Pennsylvania | April 26, 2024 | Fulton Bank, National Association |
What the 25 say
The list runs from the Farmers and Merchants State Bank of Argonia, Kansas, closed October 13, 2017, to Nano Banc.
- 2026 is the busy year. Six failures through September: Metropolitan Capital Bank & Trust in Chicago (January), Community Bank and Trust - West Georgia (May), Kentland Federal Savings and Loan in Indiana and Small Business Bank in Lenexa, Kansas (a week apart in July), Tioga-Franklin Savings Bank in Philadelphia (August) and Nano Banc.
- The quiet years were very quiet. No failures at all in 2018, 2021 or 2022. Two each in 2024 and 2025.
- 2023 is the one everyone remembers, and the list shows why in three rows: Silicon Valley Bank on March 10, Signature Bank two days later, First Republic on May 1, taken by JPMorgan Chase.
- Kansas has the most failures on the list: four, all small-town or suburban banks. Chicago has three, more than any other city. Philadelphia has two.
- Every failure has a buyer. In all 25, another bank took the deposits, so the last column doubles as a list of who buys failed banks.
Page one of 24
The FDIC's page shows 25 failures at a time, and its full history runs 24 pages back to 2000. Teaching reads one page, so this list is page one: the 25 most recent. When the next failure posts, read the page again and the newest bank is in the preview; the list you already have stays as it was.
If you want every failure since 2000, the FDIC offers the whole table as a CSV on the same page. Import that into the workspace (up to 20,000 rows) and the rest works the same.
How three rows became 25
Teaching SpecStream a page takes three things:
- The page's address. One public page, up to 2 MB and 5,000 records. Pages behind a sign-in aren't opened.
- Three to eight rows copied from it, with a header: bank name, city, state, closing date, acquiring institution. Copy each value the way the page shows it.
- The column that names each record. Here, the bank.
It reads the rest of the page into the same columns and shows you a preview before anything is saved. Teaching a page costs nothing, and neither does reading it again.
The same move worked on Maryland's WARN layoff notices: three rows, 108 notices back. Any public page that lays its records out as a table is a list waiting to happen.
What to do with it
- Deposit and treasury teams check counterparties against it before moving money.
- Fintech compliance teams watch for their partner banks, and for the banks that tend to buy failed ones.
- Reporters and analysts count by year and state without retyping a table.
- Community bank boards and acquirers see which banks took on failed franchises, and where.
Once it's a list, the rest of the workspace works on it: put the banks on a map by city (placing addresses is free), ask for each acquirer's website and headquarters (that part is a find, priced per match, with the price shown before it runs), or send it to a Google Sheet, Airtable, HubSpot or Slack.
Teaching a page is free in the SpecStream workspace: the page's address, three rows, and the column that names each record.
The rows above are from the FDIC's page as read on October 15, 2026.
Top comments (1)
Counted the same thing against the FDIC's own BankFind API (api.fdic.gov/banks/failures, JSON, no key): it returns 4,117 failures in total, and the newest row I got today is Small Business Bank, 7/17/2026, then Kentland, Community Bank and Trust - West Georgia and Metropolitan Capital, so the 2026 rows up to July match your table. The index there was built 2026-08-25, so Tioga-Franklin (August 21) and Nano Banc are not in it yet. If anyone wants a "failures per year" count that updates itself, that endpoint with a FAILDATE filter is the less fragile source than the HTML page, but it can trail the page by weeks, so check its createTimestamp before quoting "six this year".
One small thing for the Kansas and Chicago tallies: the API writes names and cities in the FDIC's own short forms (KENTLAND FS&LA, METROPOLITAN CAPITAL B&T), so grouping by city needs the CITYST field rather than the bank name. Did you group from the sorted list by hand or from the exported rows?