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SASU vs EURL for French Freelancers: Which Saves You More Money?

If you're a freelance developer or consultant in France, choosing between SASU (Société par Actions Simplifiée Unipersonnelle) and EURL (Entreprise Unipersonnelle à Responsabilité Limitée) is one of the biggest financial decisions you'll make.

I analyzed data from 9,200+ French freelancers to find out which structure actually puts more money in your pocket.

The Key Difference: Social Contributions

The fundamental difference comes down to how you pay yourself:

  • SASU: You pay yourself a salary. Social contributions are ~75% on top of net salary (effectively ~43% of gross). Dividends are taxed as capital gains (flat tax 30%).
  • EURL: You pay yourself as a TNS (Travailleur Non Salarié). Social contributions are ~45% of net income. Dividends above 10% of capital are subject to social contributions.

When SASU Wins

SASU is generally better when:

  • You earn above €120k/year in revenue and can optimize with dividends
  • You want maximum social protection (unemployment insurance if structured correctly)
  • You plan to sell your company someday (share transfer is simpler)
  • You value credibility with large corporate clients

When EURL Wins

EURL is generally better when:

  • Your revenue is between €50k-€120k/year
  • You want to maximize immediate net income
  • You don't mind lower retirement benefits
  • You want simpler accounting (option for micro-fiscal regime under certain thresholds)

Real Numbers: €100k Revenue Comparison

For a typical freelance developer billing €100,000/year with €5,000 in expenses:

Metric SASU EURL
Revenue €100,000 €100,000
Expenses €5,000 €5,000
Social contributions ~€28,000 ~€22,000
Corporate tax ~€5,000 ~€5,500
Net income (after all taxes) ~€48,000 ~€54,000
Retirement points/year Higher Lower

Note: These are simplified estimates. Your actual numbers depend on family situation, city, expenses, dividend strategy, and more.

The Tool I Built

Instead of guessing, I built TJMetre — a free simulator that compares all four French freelance structures (SASU, EURL, micro-entreprise, and portage salarial) side by side.

You enter your daily rate, city, family situation, and expenses, and it calculates:

  • Net income after ALL taxes and contributions
  • Retirement projections
  • Where you rank compared to 9,200 other French freelancers

It's free, no signup required, and all calculations use official 2026 tax rates from urssaf.fr and impots.gouv.fr.

Key Takeaways

  1. There's no universal "best" structure — it depends on your revenue, family situation, and priorities
  2. The difference can be €5,000-€15,000/year — worth spending time to calculate properly
  3. Don't pay €500 for a comparison your accountant could give you — or use a free tool like tjmetre.fr
  4. Revisit your choice annually — what was optimal at €80k revenue may not be optimal at €150k

Have questions about French freelance tax optimization? Drop a comment below — happy to share more data from our benchmark.

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