Looking for a Technical Co-Founder — Fintech, Lagos. Equity. No CVs. Just conversations.

I'm a non-technical founder building in the Nigerian payments space.

Walk into any kiosk, suya spot, or POS agent stand in Lagos and you'll see the problem immediately — an account number written on paper, taped to a wall, waiting to be mistyped. It happens hundreds of times a day. Money stuck. Customers frustrated. Business owner helpless.

I've validated this problem on the ground. The architecture is scoped. The spec is written. The server is already running on AWS.

What I don't have is the right technical co-founder.

This is not a job posting
I'm not looking for someone to build what I describe. I'm looking for someone who will tell me when I'm wrong, own the technical direction with conviction, and care about what we're building the way a founder cares — not the way a contractor does.

What this person looks like
Node.js / TypeScript — production-grade, not tutorial-level
PostgreSQL — partitioning, triggers, query optimisation
Redis + BullMQ — job queues, retry logic, dead-letter queues
PWA / service workers — offline-first thinking, IndexedDB
Nigerian payment infrastructure — NIP, NQR, NIBSS (or genuinely hungry to learn)
Security by instinct — AES-256, HMAC, row-level security isn't an afterthought for you
AWS basics — EC2, S3, RDS, IAM
AI-native — you use Cursor, Copilot, or Claude as a pair programmer by default, not occasionally

Beyond the technical:

You make decisions when data is unavailable. You don't stall.
You can explain a technical constraint to a non-technical co-founder without making them feel stupid.
You've been wrong before and reversed course without ego.
You treat security as a product value, not a compliance checkbox.

Terms
Equity: 10–20%, 4-year vest, 1-year cliff
Salary: None until seed closes, then market rate
Stage: Pre-seed. This only makes sense if you believe.

One question
If you're the type who reads about NIP and NQR because it's interesting — not because you had to — send me a message.

Tell me something you've built that you're proud of and why.

Not accepting CVs. Just conversations.