GitHub Copilot costs $19/month. For hobbyists, students, or anyone building side projects, that adds up fast. I've spent the last few months testing every free AI coding assistant I could find, and most of them are garbage.
But five of them aren't. Here's what actually works.
1. Codeium — The Closest Thing to Free Copilot
Codeium is the obvious first pick. It's free for individuals, supports 70+ languages, and works in VS Code, JetBrains, Vim, and basically everything else.
The autocomplete is fast. Not quite Copilot-fast, but close enough that you won't notice in practice. Where it really shines is multi-line completions — it understands context surprisingly well.
# Type this comment and Codeium completes the function
# Function to validate email addresses using regex
def validate_email(email):
import re
pattern = r'^[a-zA-Z0-9._%+-]+@[a-zA-Z0-9.-]+\.[a-zA-Z]{2,}$'
return bool(re.match(pattern, email))
Best for: Daily coding, general-purpose autocomplete
Limitations: Chat features are basic compared to paid tools
2. Continue.dev — Open Source and Local-First
If you care about privacy or want to run models locally, Continue is the answer. It's open source, connects to local LLMs via Ollama, and integrates directly into VS Code.
The setup takes 10 minutes:
# Install Ollama
curl -fsSL https://ollama.com/install.sh | sh
# Pull a coding model
ollama pull deepseek-coder:6.7b
# Install Continue extension in VS Code
# Configure to use your local model
Now you have AI code assistance that never leaves your machine. No API keys, no subscriptions, no telemetry.
Best for: Privacy-conscious developers, offline work, learning how LLMs work
Limitations: Local models are slower than cloud APIs (unless you have a beefy GPU)
3. Cursor (Free Tier) — 2000 Completions/Month
Yes, Cursor has a paid tier, but the free version gives you 2000 completions per month. For side projects and learning, that's plenty.
What makes Cursor different is the integrated chat. You can select code, hit Cmd+K, and ask it to refactor, explain, or fix bugs. The AI understands your entire codebase, not just the current file.
// Select this function and ask Cursor to add error handling
async function fetchUserData(userId: string) {
const response = await fetch(`/api/users/${userId}`);
const data = await response.json();
return data;
}
// Cursor rewrites it with try/catch, type checking, and retry logic
Best for: Full-featured IDE experience, codebase-aware assistance
Limitations: Free tier has monthly limits; resets on billing cycle
4. Tabby — Self-Hosted Copilot Clone
Tabby is what you deploy when you want your own Copilot server. It's open source, runs on your hardware, and supports team usage.
The killer feature: you can fine-tune it on your codebase. After indexing your repos, Tabby learns your patterns, naming conventions, and internal APIs.
# docker-compose.yml for Tabby
services:
tabby:
image: tabbyml/tabby
command: serve --model StarCoder-1B --device cuda
volumes:
- ./data:/data
ports:
- "8080:8080"
deploy:
resources:
reservations:
devices:
- capabilities: [gpu]
Best for: Teams, enterprises, anyone with spare GPU capacity
Limitations: Requires self-hosting; smaller models = less capable completions
5. Amazon CodeWhisperer (Free Tier) — The Enterprise Sleeper
CodeWhisperer is AWS's answer to Copilot, and the individual tier is completely free. Unlimited completions, security scanning, and reference tracking (it tells you when suggestions match open-source code).
The catch: it's best for AWS-heavy codebases. If you're writing Lambda functions, CDK stacks, or anything AWS-adjacent, CodeWhisperer knows the patterns better than anything else.
# CodeWhisperer excels at AWS boilerplate
import boto3
def upload_to_s3(file_path: str, bucket: str, key: str):
s3_client = boto3.client('s3')
s3_client.upload_file(file_path, bucket, key)
return f"s3://{bucket}/{key}"
Best for: AWS developers, serverless projects, compliance-focused teams
Limitations: Requires AWS account; less impressive outside AWS ecosystem
The Honest Comparison
| Tool | Speed | Quality | Privacy | Setup |
|---|---|---|---|---|
| Codeium | Fast | Good | Cloud | Easy |
| Continue | Varies | Good | Local | Medium |
| Cursor Free | Fast | Excellent | Cloud | Easy |
| Tabby | Fast | Good | Self-host | Hard |
| CodeWhisperer | Fast | Good (AWS) | Cloud | Medium |
My Actual Setup
I use Cursor for main projects (the free tier covers my side project usage), Continue with Ollama for anything sensitive, and Codeium as a fallback in terminals and remote environments.
The combination costs me exactly $0/month and covers 95% of what I'd use Copilot for.
What About Claude and ChatGPT?
They're not autocomplete tools, but for complex refactoring or architecture questions, I paste code into Claude. It's slower but handles nuanced problems better than any inline assistant.
The point isn't finding one tool. It's building a workflow that matches how you actually code.
More at dev.to/cumulus
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