As a digital creator, indie hacker, freelancer, or digital nomad, your income can end up scattered across multiple platforms.
You might use:
- Stripe for SaaS or freelance payments
- RevenueCat for mobile app subscriptions
- Gumroad for digital products
- Stocks and crypto for investments
- Separate apps for expenses, savings, and budgeting
At some point, you start asking:
How much am I actually making?
And more importantly:
What does my entire financial picture look like?
That was the problem I wanted to solve when I started building YoFi.
The Problem: Your Income Lives Everywhere
For a digital creator, a typical month might look something like this:
| Platform | Monthly Revenue |
|---|---|
| Stripe | $3,200 |
| RevenueCat | $2,100 |
| Gumroad | $800 |
| Total | $6,100 |
But that isn't necessarily the full picture.
You might also have:
| Financial Area | Value |
|---|---|
| Cash & Savings | $4,200 |
| Stocks | $18,500 |
| Crypto | $7,400 |
| Monthly Expenses | -$3,100 |
Now you're switching between multiple dashboards just to understand your own finances.
That's what felt wrong to me.
One Dashboard for Online Income
YoFi brings your online income into the same place as your personal finances.
Connect your creator platforms
Stripe
Track revenue from your SaaS, freelance work, or online business.
RevenueCat
Track subscription revenue from your mobile apps.
Gumroad
Track digital product sales and memberships.
Instead of checking three different dashboards every time you want to understand your revenue, you can see them together inside YoFi.
But Revenue Isn't Your Net Worth
This distinction is important.
Making $6,000 this month doesn't mean your net worth increased by $6,000.
You might also have:
- Business expenses
- Personal expenses
- Investments
- Savings
- Crypto gains or losses
- Other assets
So I wanted YoFi to go beyond revenue tracking.
The idea is:
Earn → Spend → Save → Invest → Track Net Worth
That means online income can sit alongside the rest of your financial picture instead of living in a completely separate dashboard.
Built for People Who Make Money Online
The first audience I had in mind wasn't traditional finance users.
It was people like:
- Indie hackers
- SaaS founders
- App developers
- Freelancers
- Digital creators
- Digital nomads
People whose income doesn't necessarily come from a single monthly paycheck.
Your money might come from Stripe this week, RevenueCat next week, and a Gumroad product sale tomorrow.
I wanted a financial app that understood that reality.
So if you want to check Yofi it is available on Android
and ou can join waitlist in IOS
Check the link
And It's Not Just Online Income
YoFi also includes the other parts of personal finance that usually live in separate apps:
| Category | What you can track |
|---|---|
| Expenses | Daily spending |
| Budgets | Category limits |
| Subscriptions | Recurring payments |
| Savings | Cash and savings goals |
| Stocks | Investment portfolio |
| Crypto | Digital assets |
| Net Worth | Your overall financial position |
| Receipts | OCR-based expense entry |
It also supports 160+ fiat currencies, which makes the multi-currency side particularly useful for people who travel, work remotely, or earn money internationally.
Why I Built It
I didn't want to build another app that only answers:
"How much did I spend?"
I wanted something that could answer:
What am I earning?
What am I spending?
What do I own?
What is my net worth?
Where is my money coming from?
And ideally, answer all of those questions without requiring five different apps.
The Bigger Idea
The interesting part isn't really Stripe.
Or RevenueCat.
Or Gumroad.
The bigger idea is bringing different pieces of someone's financial life together.
text
YOUR MONEY
│
┌───────────┼───────────┐
↓ ↓ ↓
EARN SPEND OWN
│ │ │
Stripe Expenses Stocks
RevenueCat Budgets Crypto
Gumroad Subscriptions Cash
│ │ │
└───────────┼───────────┘
↓
NET WORTH


Top comments (2)
This is a great example of turning a real problem into a practical product. Financial visibility is especially important for indie developers and creators because revenue can be unpredictable. Having a simple dashboard to track the numbers can make it much easier to decide what’s working and where to focus next.
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