I Built a Free Insurance Certificate Generator (Because InsuranceCertificate.com Charges for This)

I needed to generate a Certificate of Insurance (COI) for a vendor contract. I went to InsuranceCertificate.com and was hit with a paywall after creating an account. They wanted me to pay for a subscription just to generate a single COI.

And every time I opened their app, I had to log in. My client names, coverage limits, policy numbers — all of it went to their servers. For a certificate generator. That's ridiculous.

So I built something better.

Insurance Certificate Generator runs 100% in your browser.

What you get:

• Producer information (agency, address, contact details)
• Certificate holder details
• Insurer and policy information with effective/expiration dates
• Coverage type selection (GL, Auto, WC, CGL) with limit inputs
• Additional insured toggle and name field
• Custom notes section
• Live preview as you fill in the form
• Download as professional PDF — no watermark, no ads, no limits
• Your data never leaves your browser

Why I built it:

• InsuranceCertificate.com charges subscriptions. I shouldn't have to pay for something I use once in a while.
• They require an account. I shouldn't need one to make a COI.
• They process data on their servers. I want my insurance info to stay on my computer.
• Their free tier adds watermarks. I want clean, professional certificates.

The app works completely client-side using pdf-lib. No API calls, no tracking, no servers. You can even use it offline once the page is loaded.

Open-source, free forever, no subscription trap.

Try it free · Compare with InsuranceCertificate.com

Built for contractors, property managers, and anyone who needs a COI fast without paying for it.