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Max Verbilo
Max Verbilo

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Top FinTech software development companies

1. Itexus – Best Overall FinTech Development Partner

Founded: 2013

Employees: 300+

Hourly Rate: $30 – $55

Headquarters: USA (offices in Eastern Europe)

Overview:

Itexus specializes exclusively in FinTech, with a strong track record of digital wallets, robo-advisors, neobanking apps, and AI-powered trading platforms. The company provides full-cycle development: business analysis, UX/UI, architecture, coding, QA, and post-launch support.

Key Services:

Digital wallet and neobank development;

Robo-advisor platforms;

Stock trading & investment apps;

AI/ML fraud detection and analytics;

Core banking software integration.

Notable Projects:

AI-powered wealth management app for a US fintech startup;

Mobile neobank with KYC/AML compliance;

P2P lending marketplace.

Pros: Deep FinTech focus, flexible engagement models, strong compliance expertise (KYC, AML, PSD2).
Cons: Primarily mid-sized firm — may not fit for ultra-large enterprise projects.

2. ELEKS – FinTech Solutions for Enterprise

Founded: 1991

Employees: 2,000+

Hourly Rate: $50 – $100

Headquarters: Lviv, Ukraine; offices worldwide

Overview:

ELEKS is a global IT services provider delivering large-scale FinTech projects for banks, insurance firms, and asset managers. Known for enterprise-grade systems and regulatory compliance.

Key Services:

Risk management and fraud detection;

Core banking systems;

Insurance & investment platforms;

Blockchain and smart contracts.

Notable Projects:

Fraud detection system for a European bank;

Investment portfolio analytics platform.

Pros: Deep enterprise expertise, long history, global presence.
Cons: Higher hourly rates than smaller firms.

3. SDK.finance – FinTech Platform Provider

Founded: 2013

Employees: 100+

Hourly Rate: $40 – $80

Headquarters: Vilnius, Lithuania

Overview:

Unlike pure service firms, SDK.finance provides a ready-made FinTech platform that accelerates building banking, payment, and e-wallet solutions.

Key Services:

Digital wallets;

Core banking middleware;

Payment processing APIs;

White-label FinTech platforms.

Pros: Faster time-to-market with prebuilt modules.
Cons: Less flexible for highly customized projects.

4. ScienceSoft – Trusted IT Vendor for Finance

Founded: 1989

Employees: 1,200+

Hourly Rate: $50 – $100

Headquarters: McKinney, TX, USA

Overview:

ScienceSoft is a global software vendor with extensive FinTech experience, particularly in secure systems and compliance-heavy solutions.

Key Services:

Core banking systems;

Custom financial platforms;

Cybersecurity for FinTech;

Mobile trading and investment apps.

Pros: Long market presence, strong security focus.
Cons: More expensive than mid-sized firms.

5. DataArt – Global IT Consultancy with FinTech Focus

Founded: 1997

Employees: 5,000+

Hourly Rate: $50 – $120

Headquarters: New York, USA

Overview:

DataArt is known for large transformation programs in finance, wealth management, and capital markets.

Key Services:

Trading platforms;

Payment processing solutions;

Wealth and asset management software.

Pros: Huge team, proven capital markets expertise.
Cons: Best suited for large enterprises, not startups.

6. Netguru – Design-Driven FinTech Apps

Founded: 2008

Employees: 900+

Hourly Rate: $40 – $80

Headquarters: Poznań, Poland

Overview:

Netguru combines strong design skills with FinTech app development. They’ve worked with global startups and enterprises, delivering sleek mobile and web apps.

Key Services:

Neobank apps;

UX/UI for FinTech platforms;

Blockchain-based finance tools.

Pros: Great for startups needing polished UX.
Cons: Less focus on core banking infrastructure.

7. 10Clouds – Agile FinTech Development Partner

Founded: 2009

Employees: 200+

Hourly Rate: $40 – $75

Headquarters: Warsaw, Poland

Overview:

10Clouds is popular with FinTech startups for building MVPs and scaling digital products quickly.

Key Services:

Digital banking apps;

SaaS FinTech platforms;

DeFi and blockchain solutions;

Pros: Agile, startup-friendly, cost-effective.
Cons: Smaller scale compared to global vendors.

8. Diceus – Banking & Insurance Software Experts

Founded: 2011

Employees: 300+

Hourly Rate: $30 – $70

Headquarters: Kyiv, Ukraine

Overview:

Diceus focuses on tailored software for banks, insurance, and fintech providers.

Key Services:

Core banking modernization;

Insurance and loan platforms;

RPA and data engineering for finance.

Pros: Strong focus on BFSI.
Cons: Limited brand recognition globally.

9. OpenXcell – Mobile & FinTech Development Company

Founded: 2009

Employees: 500+

Hourly Rate: $25 – $50

Headquarters: Ahmedabad, India; USA office

Overview:

OpenXcell is well-known for cost-effective app development, including eWallets and payment solutions.

Key Services:

Mobile banking apps;

Payment gateway integration;

Cryptocurrency wallets.

Pros: Competitive pricing, large pool of developers.
Cons: Time-zone challenges for Western clients.

10. Fingent – Custom Enterprise FinTech Solutions

Founded: 2003

Employees: 500+

Hourly Rate: $25 – $60

Headquarters: New York, USA; Kochi, India

Overview:

Fingent delivers end-to-end enterprise solutions across industries, with FinTech as a growing focus area.

Key Services:

Custom ERP and finance systems;

Digital wallets and payment apps;

AI-powered financial analytics.

Pros: Balanced global delivery model, affordable rates.
Cons: Not exclusively FinTech-focused.

Conclusion

Selecting the right FinTech software development partner is critical to launching secure, innovative, and user-friendly financial products. Among the top players, Itexus stands out as the best overall FinTech partner in 2025, combining deep domain focus with end-to-end development expertise.

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