The financial technology (FinTech) industry continues to disrupt traditional banking and reshape how people and businesses manage money. With global investments in FinTech surpassing billions of dollars annually, the demand for secure, scalable, and innovative solutions has never been higher. Behind every successful digital wallet, trading app, or neobank stands a reliable software partner. In this article, we highlight the Top 10 FinTech Software Development Companies in 2025 — trusted innovators that help startups and enterprises bring groundbreaking financial products to life.
1. Itexus – Best Overall FinTech Development Partner
Founded: 2013
Employees: 300+
Hourly Rate: $30 – $55
Headquarters: USA (offices in Eastern Europe)
Overview:
Itexus specializes exclusively in FinTech, with a strong track record of digital wallets, robo-advisors, neobanking apps, and AI-powered trading platforms. The company provides full-cycle development: business analysis, UX/UI, architecture, coding, QA, and post-launch support.
Key Services:
Digital wallet and neobank development;
Robo-advisor platforms;
Stock trading & investment apps;
AI/ML fraud detection and analytics;
Core banking software integration.
Notable Projects:
AI-powered wealth management app for a US fintech startup;
Mobile neobank with KYC/AML compliance;
P2P lending marketplace.
Pros: Deep FinTech focus, flexible engagement models, strong compliance expertise (KYC, AML, PSD2).
Cons: Primarily mid-sized firm — may not fit for ultra-large enterprise projects.
2. ELEKS – FinTech Solutions for Enterprise
Founded: 1991
Employees: 2,000+
Hourly Rate: $50 – $100
Headquarters: Lviv, Ukraine; offices worldwide
Overview:
ELEKS is a global IT services provider delivering large-scale FinTech projects for banks, insurance firms, and asset managers. Known for enterprise-grade systems and regulatory compliance.
Key Services:
Risk management and fraud detection;
Core banking systems;
Insurance & investment platforms;
Blockchain and smart contracts.
Notable Projects:
Fraud detection system for a European bank;
Investment portfolio analytics platform.
Pros: Deep enterprise expertise, long history, global presence.
Cons: Higher hourly rates than smaller firms.
3. SDK.finance – FinTech Platform Provider
Founded: 2013
Employees: 100+
Hourly Rate: $40 – $80
Headquarters: Vilnius, Lithuania
Overview:
Unlike pure service firms, SDK.finance provides a ready-made FinTech platform that accelerates building banking, payment, and e-wallet solutions.
Key Services:
Digital wallets;
Core banking middleware;
Payment processing APIs;
White-label FinTech platforms.
Pros: Faster time-to-market with prebuilt modules.
Cons: Less flexible for highly customized projects.
4. ScienceSoft – Trusted IT Vendor for Finance
Founded: 1989
Employees: 1,200+
Hourly Rate: $50 – $100
Headquarters: McKinney, TX, USA
Overview:
ScienceSoft is a global software vendor with extensive FinTech experience, particularly in secure systems and compliance-heavy solutions.
Key Services:
Core banking systems;
Custom financial platforms;
Cybersecurity for FinTech;
Mobile trading and investment apps.
Pros: Long market presence, strong security focus.
Cons: More expensive than mid-sized firms.
5. DataArt – Global IT Consultancy with FinTech Focus
Founded: 1997
Employees: 5,000+
Hourly Rate: $50 – $120
Headquarters: New York, USA
Overview:
DataArt is known for large transformation programs in finance, wealth management, and capital markets.
Key Services:
Trading platforms;
Payment processing solutions;
Wealth and asset management software.
Pros: Huge team, proven capital markets expertise.
Cons: Best suited for large enterprises, not startups.
6. Netguru – Design-Driven FinTech Apps
Founded: 2008
Employees: 900+
Hourly Rate: $40 – $80
Headquarters: Poznań, Poland
Overview:
Netguru combines strong design skills with FinTech app development. They’ve worked with global startups and enterprises, delivering sleek mobile and web apps.
Key Services:
Neobank apps;
UX/UI for FinTech platforms;
Blockchain-based finance tools.
Pros: Great for startups needing polished UX.
Cons: Less focus on core banking infrastructure.
7. 10Clouds – Agile FinTech Development Partner
Founded: 2009
Employees: 200+
Hourly Rate: $40 – $75
Headquarters: Warsaw, Poland
Overview:
10Clouds is popular with FinTech startups for building MVPs and scaling digital products quickly.
Key Services:
Digital banking apps;
SaaS FinTech platforms;
DeFi and blockchain solutions;
Pros: Agile, startup-friendly, cost-effective.
Cons: Smaller scale compared to global vendors.
8. Diceus – Banking & Insurance Software Experts
Founded: 2011
Employees: 300+
Hourly Rate: $30 – $70
Headquarters: Kyiv, Ukraine
Overview:
Diceus focuses on tailored software for banks, insurance, and fintech providers.
Key Services:
Core banking modernization;
Insurance and loan platforms;
RPA and data engineering for finance.
Pros: Strong focus on BFSI.
Cons: Limited brand recognition globally.
9. OpenXcell – Mobile & FinTech Development Company
Founded: 2009
Employees: 500+
Hourly Rate: $25 – $50
Headquarters: Ahmedabad, India; USA office
Overview:
OpenXcell is well-known for cost-effective app development, including eWallets and payment solutions.
Key Services:
Mobile banking apps;
Payment gateway integration;
Cryptocurrency wallets.
Pros: Competitive pricing, large pool of developers.
Cons: Time-zone challenges for Western clients.
10. Fingent – Custom Enterprise FinTech Solutions
Founded: 2003
Employees: 500+
Hourly Rate: $25 – $60
Headquarters: New York, USA; Kochi, India
Overview:
Fingent delivers end-to-end enterprise solutions across industries, with FinTech as a growing focus area.
Key Services:
Custom ERP and finance systems;
Digital wallets and payment apps;
AI-powered financial analytics.
Pros: Balanced global delivery model, affordable rates.
Cons: Not exclusively FinTech-focused.
Conclusion
Selecting the right FinTech software development partner is critical to launching secure, innovative, and user-friendly financial products. Among the top players, Itexus stands out as the best overall FinTech partner in 2025, combining deep domain focus with end-to-end development expertise.
Top comments (0)