How High Can XLM Go in the Next Bull Run & Is It Worth Investing Now?

With the crypto market slowly gearing up for the next bull cycle, investors are eyeing altcoins with real-world use cases. Stellar Lumens (XLM), one of the longest-standing cryptocurrencies in the market, is gaining renewed attention. Many are asking, “Is XLM a good investment in 2025?” and more importantly, “How high can XLM go in the next bull run?”
In this deep dive, we’ll explore the potential of XLM based on its technology, market trends, partnerships, and expert price forecasts — and help you decide if it’s worth adding to your crypto portfolio now.

What is Stellar (XLM)?
Stellar is an open-source blockchain network designed to facilitate fast, low-cost cross-border payments. Launched in 2014 by Jed McCaleb, co-founder of Ripple, Stellar aims to bridge the gap between traditional finance and blockchain, enabling banks, institutions, and individuals to send money anywhere quickly and cheaply.

XLM (Lumens) is the native token of the Stellar network. It plays a vital role in preventing spam, paying fees, and facilitating multi-currency transactions.

Stellar’s mission has remained consistent: to make global financial systems more accessible, decentralized, and interoperable.

XLM in the Current Market: A Snapshot
As of mid-2025, XLM trades between $0.10 and $0.14, depending on market fluctuations. It’s significantly below its all-time high of $0.94 reached in January 2018. Despite not reclaiming those highs in the 2021 bull run, Stellar continues to develop its ecosystem and gain real-world traction.

With increased institutional partnerships, DeFi integrations, and cross-border utility, the foundation for XLM’s growth in the next bull run looks stronger than ever.

Is XLM a Good Investment in 2025?
This question isn’t just about price predictions—it’s about fundamentals. Let’s break down why many analysts believe XLM is a good investment in 2025 and beyond.

1. Real-World Use Cases Unlike meme coins, Stellar has a well-defined purpose: to streamline global money transfers. It’s already used by: MoneyGram for digital-to-cash transfers

Circle (USDC) for stablecoin integration

IBM World Wire, which leverages Stellar for international settlements

This real-world adoption adds intrinsic value to XLM.

1. Strategic Partnerships Stellar Development Foundation (SDF) has been forming high-impact alliances, especially in emerging markets. Collaborations with fintech companies, CBDC pilots, and NGOs have increased the platform’s visibility and use.

These partnerships cement Stellar’s role as a serious player in blockchain-powered finance.

1. Scalability and Low Fees
   Stellar is capable of processing thousands of transactions per second with minimal costs. This scalability is crucial for mass adoption and positions XLM as a viable competitor in the digital payment space.

2. Regulatory Resilience
   XLM has largely remained out of regulatory crosshairs. Compared to Ripple (XRP), its closest competitor, Stellar has had a smoother path and has stayed decentralized enough to attract cautious investors.

3. Bullish Sentiment for the Next Cycle
   As altcoins begin to show signs of life, investors are revisiting legacy projects with strong fundamentals. XLM fits this profile—a well-tested coin with long-term potential and a real use case.

So, is XLM a good investment in 2025? If you’re looking for a utility-driven asset with global aspirations, Stellar offers a compelling narrative.

How High Can XLM Go in the Next Bull Run?
Now to the big question: How high can XLM go in the next bull run?
Price predictions in crypto are never guaranteed, but here are some projections based on on-chain data, expert analysis, and historical performance.
🔹 Conservative Scenario ($0.40 – $0.60)
In a modest bull run, XLM could retest resistance levels from 2021. This range assumes steady growth, solid partnerships, and no major regulatory setbacks.
Key drivers:
Expansion of MoneyGram and CBDC-related usage

Steady rise in transaction volumes

Institutional onboarding

🔹 Moderate Bull Case ($0.80 – $1.20)
If the market enters a full-fledged bull run like 2021 or 2017, XLM could surpass its previous ATH. With strong marketing, more integrations, and a broader DeFi push, hitting the $1 range is plausible.

Key drivers:
Mainstream media attention

Mass adoption of cross-border payments via Stellar

Bullish altcoin cycle

🔹 Aggressive Bull Case ($2 – $3+)
This scenario assumes that Stellar becomes a core infrastructure for global payments or stablecoin transfers, leading to exponential demand for XLM.

However, this would require:
Explosive growth in crypto usage globally

Major governments or central banks choosing Stellar for CBDC issuance

Significant ecosystem developments

Though unlikely in 2025, such heights aren’t impossible if the crypto industry matures rapidly.

Risk Factors to Consider
Every investment carries risk. Here are the concerns you should weigh before jumping into XLM:

Stiff competition from Ripple, SWIFT’s ISO20022 initiatives, and newer blockchains

Sluggish token price despite adoption growth (historically slow upward movement)

Market dependency — XLM’s success is heavily tied to the broader crypto market

While Stellar has solid fundamentals, investors need patience and a long-term mindset.

Best Strategies for Investing in XLM
If you’re convinced that XLM is a good investment, here are a few smart ways to get exposure:

Dollar-Cost Averaging (DCA): Gradually buy XLM over time to reduce volatility risk.

Stake XLM (when available): Earn passive income while holding.

Hold for the Bull Run: Accumulate now and aim to sell during peak momentum.

Consider allocating a small portion of your portfolio (3%–5%) to XLM if you believe in Stellar’s future.

Final Thoughts: Is XLM Worth Buying Now?
XLM has proven staying power in an industry where projects often disappear within a few years. It’s not the flashiest token, but it’s one of the most purpose-driven and undervalued assets in the current market.
With institutional use cases, low fees, and increasing relevance in cross-border finance, Stellar is poised to benefit from the next wave of blockchain adoption.

So, how high can XLM go in the next bull run? Realistically, between $0.80 and $1.50 is achievable. And is XLM a good investment? For those with a long-term perspective and a desire to bet on real-world blockchain adoption, the answer is yes.

FAQs

1. Is XLM a Good Investment for the Long Term?
   Yes, XLM is a good investment if you’re looking for a blockchain asset with a strong utility in cross-border finance and a growing network of partners. It’s suitable for patient, long-term investors.

2. How High Can XLM Go in 2025?
   XLM could reach between $0.80 and $1.50 in a bullish scenario. With extreme momentum and adoption, it may even touch $2 or more, although that would require very favorable conditions.

3. Will XLM Reach $5?
   While possible in the long run, $5 is an ambitious target and would likely require widespread global adoption of Stellar’s blockchain. This might not be achievable by 2025 but could be a long-term possibility.

4. Where Can I Buy XLM?
   You can buy Stellar Lumens (XLM) on most major exchanges like Binance, Coinbase, Kraken, and KuCoin.

5. Is Stellar Better Than Ripple?
   Both Stellar and Ripple have similar goals, but Stellar is more decentralized and targets retail and microfinance users, while Ripple focuses on banks and financial institutions.

If you’re considering smart crypto plays for the upcoming bull market, XLM deserves a closer look. It may not moon overnight, but with its strong use case and growing ecosystem, it could quietly deliver strong returns.

For more real-time crypto insights, visit Coinpedia.org – your trusted source for market trends, blockchain updates, and accurate price forecasts.