I keep seeing the same complaint surface in founder communities: your automated bookkeeping is solid until one vendor decides not to email their invoice. Then you're manually logging into dashboards, downloading PDFs, and the whole "set it and forget it" dream falls apart.
The mechanics would be straightforward — a browser extension paired with scheduled scraping that accesses vendor portals, pulls missing invoices, and routes them to accounting tools in a standardized format. The target is clear: solo operators and small teams juggling multiple SaaS subscriptions who depend on seamless reconciliation.
What stands out is how visible this pain already is. There's genuine frustration in forums about vendors who skip email invoices, and accountants themselves could become advocates, recommending the tool to their small business clients. Starting at $9/month with a free tier for a few integrations feels like the right entry point to test demand.
The question is whether this is worth building — or if there's already something handling this that I'm missing.
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Sharp observation, and you've correctly found a real seam — but it's worth splitting bookkeeping automation into two halves with very different robustness profiles:
Bank transaction data — in Europe this is already structured and reliable via PSD2 open banking APIs (merchant, amount, date, balance). No scraping; it's a regulated push feed. This half is effectively "solved" for EU/UK.
Vendor invoice documents — the PDFs and dashboards you describe. Genuinely unsolved, and your instinct is right: a vendor that stops emailing invoices breaks reconciliation even when the bank transaction lands perfectly. Bank transactions almost never carry line-item invoice detail, so you can't reconstruct the document side from the feed alone.
Your tool fills a real hole and is complementary to bank feeds, not competing with them. One caveat: vendor portals rotate auth flows and DOM constantly, so the per-integration maintenance tax tends to eat the margin at $9/mo. Accountants as a distribution channel is the bet I'd make.
(Disclosure: I maintain open-banking.io — the EU bank-data half of this pipeline — so I'm on the opposite side of the seam you're building on.)