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Derek Francis

Derek leads content marketing at Opus Technologies, a domain-focused engineering partner for banks, payment providers, and fintechs, writing about digital transformation and real-time finance.

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What UPI Taught Indian Account Holders to Expect From Their Bank
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What UPI Taught Indian Account Holders to Expect From Their Bank

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3 min read
What the TSB Migration Still Teaches Banks About Transformation
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What the TSB Migration Still Teaches Banks About Transformation

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3 min read
Thirteen Years After BCBS 239, Why Is Bank Risk Data Still So Hard to Trust?
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Thirteen Years After BCBS 239, Why Is Bank Risk Data Still So Hard to Trust?

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3 min read
Six Years In, Cloud Waste Is Still the Number One Job
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Six Years In, Cloud Waste Is Still the Number One Job

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3 min read
Your Pipelines Got Faster. Your Checks Did Not.
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Your Pipelines Got Faster. Your Checks Did Not.

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3 min read
The 18 Percent Problem in Banking AI
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The 18 Percent Problem in Banking AI

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3 min read
Modernizing Legacy Core Platform Without Disruption
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Modernizing Legacy Core Platform Without Disruption

#architecture #backend #software #systemdesign
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3 min read
Why Cloud Migration Bills Go Up Instead of Down
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Why Cloud Migration Bills Go Up Instead of Down

#architecture #cloud #infrastructure
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3 min read
Why Reliable Software Can Still Slow Your Team Down
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Why Reliable Software Can Still Slow Your Team Down

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3 min read
How Fintechs Are Using Machine Learning to Cut Payment Fraud Without Killing Conversion
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How Fintechs Are Using Machine Learning to Cut Payment Fraud Without Killing Conversion

#ai #datascience #machinelearning #security
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4 min read
Why Payment Data Pipelines Break Under Real-Time Load (And How Banks Fix the Latency Problem)
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Why Payment Data Pipelines Break Under Real-Time Load (And How Banks Fix the Latency Problem)

#architecture #dataengineering #performance #systemdesign
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