Recently attended a workshop, and I'm curious to know how you track your finances. Personally, I've built a custom spreadsheet, and I'm happy with that, but I'd love to see how other people are doing it.
- Do you use a spreadsheet? Did you build it yourself? Did you buy one that was already done for you?
- Do you use an accounting software (Quickbooks, Xero, Zoho, etc.)?
- How do you like your current solution? Is it too complicated? Is it too overkill in terms of features for your needs?
- What would make it better for you?
In the workshop, they recommended also using tracking tools like Mint to follow all your expenses, not just business, but also, personal.
I'd be curious to know how many other people track it all to the penny like this.
Top comments (15)
A classic spreadsheet, actually.
I generally don't spend much money on impulse purchases. Kind of inherited the 'turn every penny twice' mentality from my parents. Except for groceries, 95% of my monthly costs are in one of the three above pages.
That make sense! Is there anything you feel is missing from your spreadsheet?
Tbh, not really. I often thought about developing a small crawling script that exports my expenses, like with puppeteer and perhaps a telegram bot. Then again, I have like 6 regular and on average 8 non-regular transactions per month. Might give it another shot once I have kids though.
I'm a big fan of Fidelity Full View, I like it more than Mint since Mint has trouble automatically tracking some things (Fidelity does as well, but is a lil more consistent IMO). I also use a Google Apps Script to convert my purchases from Fidelity to a spreadsheet, where it's easier to view and keep track of just the way I like it: dev-to-uploads.s3.amazonaws.com/up...
Amazing, I'll definitively take a look into it! Thank you so much!!!
That would have been the type of solution I would have looked into, but the problem is that it doesn't support my European bank, only my Canadian bank. Thanks for sharing, it's really valuable :)
Simple and free Notion doc. Nothing fancy or overcomplicated. :)
Do you feel like there's anything missing with it?
I really enjoy using MoneyMoney and GetMyInvoices for tracking our expenses, transactions and invoices.
We also tried "more sophisticated" tools but in terms of pricing and effectivity, those two really match our needs.
Interesting! MoneyMoney only in german? And can it access both Canadian and European accounts?
Where do you store your invoices and expenses afterwards with GetMyInvoices?
Both tools are available in English too!
MoneyMoney supports all major European banking interfaces (FinTS/HBCI & PSD2), as well as PayPal, Wise etc.
What banking interfaces are there in Canada?
GetMyInvoices is the main data storage for our invoices. Whenever we search for any specific invoice, we can use the extracted meta-data (invoice no, issued date, amount) or even a full-text search and download it from there.
Both tools offer spreadsheet exports whenever a custom analysis or forecast is needed.
Actually I didn't want to advertise any specific product, but in general we rely on those two processes:
Just looked and MoneyMoney doesn't support my European bank :(
It's a good question for Canada, I don't really know...
Thank you for clarifying, that really helps :)
A spreadsheet but if I could find a decent app I would switch.
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