at London’s Zebu Live, leaders from Base $BASE, Rhinestone, Zerion, and AskginaAI discussed what will define the next wave of wallet innovation and agreed on one thing: the future belongs to intelligent wallets.
now, the competition among devs won’t be about design, security, or integrations, but about intelligence - how well a wallet understands its user, automates actions, and makes interaction effortless. key ideas shaping this shift:
- account abstraction - easier recovery, no seed phrases, Web2-style security
- intent-based transactions - one action, handled across chains automatically
- AI agents - wallets that can execute commands or rebalance portfolios by voice or text.
the goal is clear: make crypto feel as smooth as any fintech app: Base is already building a “super-app” wallet with chat and mini-apps; Zerion and Rhinestone are testing intent frameworks; AskginaAI brings AI into on-chain interaction.
however, while some builders, like Base or Zerion, pursue that through intelligence, others take a different route: Wallet-as-a-Service. instead of teaching wallets to think, WaaS focuses on making them everywhere - embeddable inside apps, exchanges or banking products through APIs.
🦾 well, all this AI progress brings usability that crypto always lacked, but intelligence and convenience come at a cost. every new layer that makes crypto easier also makes it less transparent.
so it might be challenging to design wallets that don’t replace our thinking, but share it - without losing ownership in the process...
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