DEV Community

Cover image for Wallet-as-a-Service: the Infrastructure Layer Behind Crypto Adoption
KUBO
KUBO

Posted on

Wallet-as-a-Service: the Infrastructure Layer Behind Crypto Adoption

For developers and fintech teams, integrating crypto rarely means a simple process. Each asset - from Bitcoin to USDT - operates on different blockchains, with its own APIs, fee models, and compliance logic. Supporting dozens of networks quickly turns into an infrastructure challenge rather than a feature update.

Building a wallet system in-house demands node maintenance, private key management, and continuous updates - all under strict AML/KYC requirements.
The result is months of development, rising costs, and regulatory complexity that often delay go-to-market timelines.

Wallet-as-a-Service (WaaS) changes that model. It abstracts the technical foundation of crypto wallets into a secure, scalable API layer. Key functions such as transaction validation, blockchain synchronization, address generation, and risk monitoring are managed by the provider.

For developers, this means:
• Standardized SDKs and APIs for fast deployment.
• Multi-chain architecture covering major networks.
• MPC-based key management and recovery options.
• Compliance modules aligned with international AML/KYC standards.

WaaS allows teams to focus on user experience, analytics, and product differentiation, rather than rebuilding blockchain infrastructure.

As competition among fintechs accelerates, speed and reliability become strategic priorities - and delegating infrastructure to specialized providers becomes a logical step.

A deeper look at this transformation is available in the full CoinMarketCap article.

Top comments (0)