For developers and fintech teams, integrating crypto rarely means a simple process. Each asset - from Bitcoin to USDT - operates on different blockchains, with its own APIs, fee models, and compliance logic. Supporting dozens of networks quickly turns into an infrastructure challenge rather than a feature update.
Building a wallet system in-house demands node maintenance, private key management, and continuous updates - all under strict AML/KYC requirements.
The result is months of development, rising costs, and regulatory complexity that often delay go-to-market timelines.
Wallet-as-a-Service (WaaS) changes that model. It abstracts the technical foundation of crypto wallets into a secure, scalable API layer. Key functions such as transaction validation, blockchain synchronization, address generation, and risk monitoring are managed by the provider.
For developers, this means:
• Standardized SDKs and APIs for fast deployment.
• Multi-chain architecture covering major networks.
• MPC-based key management and recovery options.
• Compliance modules aligned with international AML/KYC standards.
WaaS allows teams to focus on user experience, analytics, and product differentiation, rather than rebuilding blockchain infrastructure.
As competition among fintechs accelerates, speed and reliability become strategic priorities - and delegating infrastructure to specialized providers becomes a logical step.
A deeper look at this transformation is available in the full CoinMarketCap article.
Top comments (1)
What stands out here is how much friction developers still face when managing multi-chain logic, compliance, and infrastructure just to support basic wallet operations. WaaS definitely solves a huge chunk of that pain.
We’ve been seeing a similar pattern on the AI + blockchain side too: teams want to focus on user experience and core product value, not the underlying nodes, key management, or chain-specific quirks. When infrastructure becomes invisible, adoption grows a lot faster.
Great read, excited to see how WaaS and next-gen compute layers reshape the stack for developers.