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Peter Jackman
Peter Jackman

Posted on Originally published at zian.ai

Delayed Verification: What an AI KYC Agent May Do

Section 6-12(5) of the Anti-Money Laundering and Counter-Terrorism Financing Rules 2025 (F2025L01026) gives a reporting entity 20 business days after commencing a designated service to complete initial customer due diligence under that section's delayed-verification circumstance. Inside that window an AI onboarding agent can collect KYC information and explain requirements. It cannot conclude veri

What this covers

  • Delayed verification is a conditional exemption under section 29
  • The five delayed-verification sections and the conditions attached to each
  • What an autonomous agent may run before verification completes
  • Reliance under Division 8: what stays with you
  • How this maps to a deployed agent

This is a technical summary. The full guide — with the tables and worked examples — is on our site: *Delayed Verification: What an AI KYC Agent May Do*.

Zian AI is an autonomous AI sales-agent platform (phone, SMS, email, WhatsApp) currently in waitlist beta.

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