Most financial calculators on the web aren't actually calculators; they are Lead Generation forms.
You want to know if you can afford that house or how to pay off your credit card? Great, just enter your salary, your debt, and... oh, please enter your email and phone number to see the results. Next thing you know, a loan officer is calling you at dinner.
The Project Iām building a finance stack that is purely mathematical, not transactional. It includes:
Affordability Calculator: A unified view of House, Rent, and Car budgets based on your actual debt-to-income ratio.
Mortgage & PITI: Breaks down the real monthly cost (Principal, Interest, Taxes, Insurance) without hiding the scary parts.
Debt Payoff: Strategies to clear credit cards faster.
Why use this?
Privacy First: No data leaves your browser. I don't want your data. I just want the math.
No "Apply Now" Buttons: I am not an affiliate farm.
Responsive: Works on mobile just as well as desktop, so you can check numbers while you're actually out looking at places.
This is the tool I wished I had when I was first looking at my finances. I hope it helps you too.
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