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Ritesh Hiremath
Ritesh Hiremath Subscriber

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freedomFund: Your Personal Financial Literacy Partner

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What I Built

At FreedomFund, we believe financial literacy is a right, not a privilege. Everyone deserves to understand and take control of their finances because knowledge is the key to lasting financial independence.

Inspired by timeless principles from renowned works like Rich Dad Poor Dad and The Intelligent Investor, we’ve built a platform that simplifies and personalizes your financial journey.

Our application generates detailed, actionable financial reports tailored to your unique circumstances. From analyzing your savings and investments to providing clear visualizations of your financial health, FreedomFund equips you with the knowledge and tools to make informed decisions.

Whether you’re building wealth, planning for the future, or optimizing your finances, FreedomFund is your trusted partner, turning financial complexity into clarity and guiding you toward lasting financial freedom.

How FreedomFund Works

At FreedomFund, we aim to simplify financial literacy for everyone by turning complex financial data into actionable insights. Here's how our platform empowers you to take control of your finances:

1. Input Your Financial Data

Start by sharing details like income, expenses, savings goals, and investment preferences. The more precise your input, the more personalized and accurate your financial report will be.

2. Analyze Key Metrics

Using cutting-edge algorithms and insights from industry benchmarks, we evaluate essential metrics such as:

  • Savings Rate: How effectively you're saving.
  • Emergency Fund Coverage: Your readiness for unexpected expenses.
  • Investment Ratios: The balance and diversification of your investments.
  • Net Worth Overview: A comprehensive snapshot of your financial health.

Analysis Metrics

Metric Analysis Code snippet

const calculateSavingsRate = (monthly_income, monthly_fixed_expenses) => {
  return ((monthly_income - monthly_fixed_expenses) / monthly_income) * 100;
};

const calculateEmergencyFundCoverage = (current_savings, monthly_fixed_expenses) => {
  return current_savings / monthly_fixed_expenses;
};

const calculateFinancialIndependenceNumber = (monthly_fixed_expenses, withdrawalRate = 0.04) => {
  return (monthly_fixed_expenses * 12) / withdrawalRate;
};

const calculateExpenseToIncomeRatio = (monthly_income, monthly_fixed_expenses) => {
  return (monthly_fixed_expenses / monthly_income) * 100;
};

// Wealth-building metrics
const calculateNetWorth = (current_savings, invested_amount) => {
  return current_savings + invested_amount;
};

const calculateWealthRatio = (netWorth, annual_income) => {
  return (netWorth / annual_income) * 100;
};

const calculateInvestmentRatio = (invested_amount, netWorth) => {
  return (invested_amount / netWorth) * 100;
};

// Financial health scoring
const calculateFinancialHealthScore = (metrics) => {
  let score = 0;

  // Emergency fund score (0-25 points)
  const emergencyFundScore = Math.min(metrics.emergencyFundCoverage * 4.17, 25);

  // Savings rate score (0-25 points)
  const savingsRateScore = Math.min(metrics.savingsRate, 25);

  // Investment ratio score (0-25 points)
  const investmentRatioScore = Math.min(metrics.investmentRatio * 0.5, 25);

  // Expense to income ratio score (0-25 points)
  const expenseRatioScore = Math.max(0, 25 - (metrics.expenseToIncomeRatio * 0.5));

  score = emergencyFundScore + savingsRateScore + investmentRatioScore + expenseRatioScore;

  return {
    total: score.toFixed(2),
    breakdown: {
      emergencyFund: emergencyFundScore.toFixed(2),
      savingsRate: savingsRateScore.toFixed(2),
      investmentRatio: investmentRatioScore.toFixed(2),
      expenseRatio: expenseRatioScore.toFixed(2)
    }
  };
};
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3. Personalized Insights

We go beyond numbers by interpreting your data and offering tailored recommendations. Our insights guide you to:

  • Maximize your savings potential.
  • Optimize your investment strategies.
  • Build a solid financial foundation.

4. Visualize Your Finances

Our system converts your data into intuitive visuals:

  • Investment Growth Graphs: Understand the growth of your investments over time through lumpsum or SIP strategies.
  • Spending Trends: Identify patterns and areas for improvement in your expenses.

Visual graph creation API (code snippet)

def calculate_investments(
    lump: float = Query(..., ge=0, description="Lump sum investment amount (must be greater than or equal to 0)"),
    monthly: float = Query(..., ge=0, description="Monthly SIP investment amount (must be greater than or equal to 0)")
):
    if lump == 0 and monthly == 0:
        raise HTTPException(status_code=400, detail="At least one of lump sum or monthly investment must be greater than 0")

    time_years = np.arange(1, 26)
    rates = [0.10, 0.12, 0.15]
    colors = {"10%": "blue", "12%": "yellow", "15%": "red"}

    # Calculate lump sum growth
    lump_data = {"Year": [], "Amount": [], "Rate": []}
    if lump > 0:
        for rate in rates:
            for year in time_years:
                amount = compound_interest(lump, rate, year)
                lump_data["Year"].append(year)
                lump_data["Amount"].append(amount)
                lump_data["Rate"].append(f"{int(rate * 100)}%")
        lump_df = pd.DataFrame(lump_data)
        lump_graph = generate_graph(lump_df, "Lump Sum Investment Growth Over 25 Years", colors)
    else:
        lump_graph = None
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5. Financial Podcasts Tailored to You

To make your financial journey even more engaging, we generate a personalized podcast based on your financial report. These podcasts include actionable advice inspired by renowned financial books like Rich Dad Poor Dad and The Intelligent Investor. This feature makes it easier to understand your report and implement the suggestions effectively.

6. Generate and Deliver Reports

Finally, all insights, visuals, and recommendations are compiled into a clean, easy-to-read report. Delivered straight to your inbox, it’s designed to help you make confident financial decisions without the need for spreadsheets or jargon.


With FreedomFund, financial literacy becomes accessible, actionable, and even enjoyable. From personalized insights to podcasts inspired by the greatest financial minds, we’re here to guide you toward financial independence and clarity.

Architecture

FreedomFund Flow Diagram

Demo

Freedomfund: agent.ai
Visit our website to learn more and get started on your journey to financial freedom!

Website Screenshots

Landing Page

Form Page

Agentai WorkFlow

Agentai Workflow

Result Example

Report 1


Report 2


Report 3


Code

GitHub logo Ritesh2351235 / freedomFund

FreedomFund is a personalized financial literacy platform that generates detailed reports, offering insights and recommendations to improve financial health. It uses AI tools to analyze data, visualize key metrics, and simplify finance management. The platform also provides podcasts based on popular financial books to enhance understanding.

FreedomFund - Your Personal Financial Literacy Agent

Overview

FreedomFund is a personalized financial literacy agent designed to help individuals understand and manage their finances better. Our platform generates detailed financial reports, provides insights, and offers recommendations to optimize savings, investments, and overall financial health. With the power of financial literacy, we aim to guide you toward achieving financial independence.

Features

  • Personalized Financial Reports: Get customized reports based on your financial data, including savings rate, emergency fund coverage, and investment analysis.
  • Actionable Insights: Receive clear recommendations and insights based on your financial health.
  • Visualizations: Easily understand your financial status through graphs and charts generated from your data.
  • Podcast: Access a podcast based on the financial reports, along with suggestions from famous financial books like Rich Dad Poor Dad and The Intelligent Investor to help you understand your report more clearly.
  • Real-time Updates: Get accurate and timely…




.

Agent.ai Experience

Building FreedomFund on AgentAI has been an exciting experience. The platform’s powerful tools and features made it easy to bring our idea of personalized financial literacy to life. From handling workflows to integrating AI-driven insights, AgentAI simplified much of the process, allowing us to focus on creating value for users.

However, we did face some challenges, like integrating webhooks and formatting HTML for reports. While the tools were helpful, more detailed documentation and examples would have made things smoother.

Overall, AgentAI impressed us with its capabilities and potential. With a few improvements in developer resources, it can become an even better platform. We’re excited to keep building and improving FreedomFund with AgentAI!

This project was built in collaboration with my friend, @gocool_777. A big thanks to him for his valuable contributions and support!

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Top comments (4)

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varun_patil_d82f804f87349 profile image
Varun Patil

Great work!!! Much needed product !! And very detailed and easy to understand results !!

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ruthika_kadam_a5707b3c3e4 profile image
ruthika kadam

Kudos to the creator for making financial literacy more accessible and impactful!
This tool will surely help people to make informed decisions for a secure future.

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manav_take profile image
Manav Take

This is so cool, glad to know i can financially retire by 45 😭❤️

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sanjana_habib_6b60299a3e5 profile image
Sanjana Habib

Very interesting work!! Excellent job man✨👍🏻

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