How I keep my AI costs at $2/month while running multiple projects
There's a post trending on Hacker News right now about running $10K MRR businesses on a $20/month tech stack. It's getting traction because developers are finally asking the right question: why are we paying so much for software?
I've been obsessing over this for months, specifically around AI costs.
Here's my situation: I run 3 active side projects. All of them use AI. My total AI spend? $2/month.
Let me show you how.
The problem with the default path
Most developers I know defaulted to one of these:
- ChatGPT Plus — $20/month. You get a chat interface and limited API access.
- Claude.ai Pro — $20/month. Same deal.
- Direct Anthropic API — Pay-as-you-go, which sounds good until you're running 3 projects and the bill is $40-80/month.
For a solo developer or a small team, that's real money. If you're in the US, $60/month is annoying. If you're in India, the Philippines, Nigeria, or Indonesia, $60/month is a week's salary.
What I actually use
I use SimplyLouie — a Claude API proxy that costs $2/month flat.
No per-token billing. No surprise invoices. Just a flat $2/month and you get full Claude API access.
Here's the curl command:
curl https://simplylouie.com/api/chat \
-H "Authorization: Bearer YOUR_API_KEY" \
-H "Content-Type: application/json" \
-d '{
"messages": [{"role": "user", "content": "Explain this code: $(cat main.js)"}]
}'
It's a drop-in replacement for the Anthropic API for most use cases.
My actual stack across 3 projects
Project 1: Automated code reviews
Every PR in my repos gets an AI review before I merge. I pipe the git diff through the API, get a structured review back. Previously this cost me $12-15/month in API calls. Now it's included in my $2 flat fee.
git diff main...HEAD | curl https://simplylouie.com/api/chat \
-H "Authorization: Bearer $LOUIE_KEY" \
-H "Content-Type: application/json" \
-d "$(jq -n --arg diff "$(cat)" '{messages: [{role: "user", content: ("Review this PR diff and list issues by severity:\n\n" + $diff)}]}')"
Project 2: Content summarization pipeline
I summarize customer feedback, support tickets, and changelogs into weekly digests. About 200-300 API calls per week. At Anthropic's direct pricing, that's $8-15/month. At SimplyLouie, it's $0 extra.
Project 3: Documentation generator
I generate and maintain docs from code comments. Long sessions, lots of context. Exactly the kind of usage that makes pay-per-token billing expensive. Flat fee means I don't stress about it.
The $20/month tech stack principle
The HN post about $20/month stacks resonated because it names a real philosophy: every dollar you spend on infrastructure is a dollar not going toward building.
For AI specifically, the math gets stark:
- $20/month × 12 months = $240/year on ChatGPT
- $2/month × 12 months = $24/year on SimplyLouie
- Savings: $216/year per developer
On a team of 5, that's over $1,000/year saved on AI alone.
Who this works for
Solo developers building multiple projects — flat fee means no guilt about using AI heavily.
Developers in emerging markets — SimplyLouie has local pricing: Rs165/month in India, N3,200/month in Nigeria, P112/month in the Philippines. The $20/month ChatGPT price is genuinely unaffordable for many developers worldwide.
Students and learners — using AI to understand code, generate practice problems, get explanations. Pay-per-token billing makes you second-guess every query. Flat fee removes that friction.
Side project builders — when your project isn't making money yet, every cost matters. $2/month AI is a cost you can ignore.
What you don't get
Being honest:
- No web browsing (pure API, no plugins)
- No image generation
- No Claude.ai's beautiful UI — this is API-only
If you want a chat interface and plugins, ChatGPT Plus might be worth $20/month to you. But if you're a developer who wants programmatic API access at minimal cost, this is worth knowing about.
The setup
7-day free trial, no charge until after the trial ends. Then $2/month.
Get an API key at simplylouie.com/developers
For country-specific pricing:
- 🇮🇳 India: simplylouie.com/in/ — Rs165/month
- 🇳🇬 Nigeria: simplylouie.com/ng/ — N3,200/month
- 🇵🇭 Philippines: simplylouie.com/ph/ — P112/month
- 🇰🇪 Kenya: simplylouie.com/ke/ — KSh260/month
- 🇧🇷 Brazil: simplylouie.com/br/ — R$10/month
- 🇲🇽 Mexico: simplylouie.com/mx/ — MX$35/month
Also: 50% of revenue goes to animal rescue. Every API call funds rescued animals getting veterinary care.
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