Escudo

#ios #showdev #opensource #productivity

Privacy-First Personal Finance for iOS

Your finances. On your phone. Nowhere else.

A privacy-first personal finance app that connects your banks, brokerage, and investment accounts into one unified dashboard — entirely on-device, no backend, no account required, no subscription.

View on GitHub

At a Glance

🏦 Multi-source	🔒 100% On-device	📊 Full picture
Banks, Revolut, Trading 212 and more	No server. No account. Your data stays in your Keychain.	Net worth, spending, investments — all in one place

Screenshots

_Log	_Insights	_Budget
_{Transaction Entry}	_Settings

About Escudo

Built out of two frustrations: every decent finance app costs a monthly subscription, and none of them support Trading 212.

Escudo connects your banks, brokerage, and investment accounts and gives you a single view of your net worth, spending, and investments — without your data ever leaving your phone.

Key Features

Net worth dashboard — aggregated balance across all accounts and investment portfolio P&L
Unified transaction log — every account in one feed, auto-categorised
Spending insights — breakdown by category and trends over time
Budget tracking — per-category budgets with visual progress dials
Multi-currency — EUR, GBP, USD with stored exchange rates
Recurring transactions — template-based recurring transaction engine
Shortcuts support — deep linking via escudo:// URL scheme

Integrations

Source	Method
Trading 212	REST API — portfolio, orders, dividends
Revolut	Enable Banking OAuth 2.0
Bankinter PT	Enable Banking OAuth 2.0
SIBS	SIBS Open Banking (PT market)
CSV import	Revolut & Bankinter statements

All credentials live in the iOS Keychain — never in UserDefaults, never in iCloud, never on a server.

Known Limitations

Enable Banking does not expose credit card accounts — only bank accounts and transactions are available through the PSD2 API; credit card balances and transactions are not accessible
No token auto-refresh for Enable Banking — manual re-auth when tokens expire
Categorisation rules are hardcoded (no custom rule UI yet)