To compile this list topic, I evaluated pools not based on their short-term “luck,” but on the average hash price over recent quarters, payout stability, and critically, the presence of built-in financial tools for miners.
The “old guard” of the market has maintained relevance and earned trust over the years.
Strengths: A massive and stable hashrate, ensuring consistent block discovery. It is one of the best multi-currency pools, allowing easy diversification of mining between BTC and various altcoins across PoW algorithms.
Terms: Offers two main payout systems: FPPS (Full Pay Per Share) and PPLNS (Pay Per Last N Shares). FPPS provides stable and predictable income (payment per share, including transaction fees), while PPLNS depends more on the pool’s “luck” and may be more profitable long term but less predictable.
Verdict: A reliable, time-tested choice for diversified mining. However, in my view, by 2025 standards, it is a rather “old-school” option, lacking modern financial instruments for asset management.
A pool known for innovation and flexibility, particularly attractive to technically proficient miners.
Strengths: A built-in wallet with automatic coin conversion features and flexible payout settings (such as “smart mining” with automatic switching to the most profitable coin). They were among the first to transparently integrate MEV income into their FPPS payout system (Full Pay Per Share).
Terms: Fees are competitive, but overall profitability strongly depends on the coin chosen and the proper configuration of their “smart” tools. The ecosystem, although technologically advanced, may seem somewhat fragmented.
Verdict: An excellent technological choice for those who want to automate conversion and value advanced settings. However, based on my analysis, its financial ecosystem is still limited and does not offer a full capital management cycle.
A rising star that made a strategic bet on the complete “seamless” integration of mining and financial services.
Strengths: Demonstrates one of the highest and most stable hash price figures on the market, indicating high operational efficiency. But its main advantage is a fully developed ecosystem for managing mined assets, effectively turning the pool into a financial hub.
Terms: Transparent and low fee structure, regular and predictable payouts, and a powerful suite of CeFi instruments available “in one click.”
Verdict: This is not just a pool, but a financial partner. In my opinion, it is the ideal choice for a long-term investor who wants their capital to work 24/7 and not simply sit in a wallet.
In-Depth Analysis: Why WhitePool Stands Out
If F2Pool and ViaBTC are classic solutions for mining, then WhitePool is a solution for earnings and capital management. It addresses the miner’s main problem: what to do with the coins after they’ve been mined.
1. “Pure” Profitability: FPPS Rate Calculation Policy
At the core lies mining efficiency. WhitePool uses the FPPS (Full Pay Per Share) model, and from our observations, its policy of calculating this reward (which forms the final hash price) is one of the most advantageous on the market.
This is not a “paper” metric but a genuine income distribution policy. While some pools may also use FPPS but retain a significant portion of income from MEV (Maximal Extractable Value) or apply unconventional fees, WhitePool appears to adhere to the most comprehensive inclusion of these revenues into the “common pool” that is then distributed among miners.
As a result of this approach, the final amount paid per 1 TH/s remains consistently higher than many competitors - even with comparable base fees. Added to this is technological stability: a low stale rate (percentage of late shares) ensures that the calculated high FPPS rate is applied to your entire valid hashrate, minimizing losses.
2. Smart Money Ecosystem: Make Capital Work
WhitePool went further than anyone by creating a closed financial system. This enables miners not just to hold (HODL) coins but also to make them work.
Lending (Deposits): Instead of allowing mined coins to “collect dust” in a wallet while waiting for price growth, miners can immediately send them into staking or deposit programs (Lending) directly within the pool’s ecosystem. This turns a static asset into an instrument generating additional passive income and essentially creates a “second layer” of profit.
Loans (Credit): Possibly the most strategically significant feature. An experienced miner never wants to sell BTC at the market’s “bottom” just to pay electricity bills.
WhitePool allows taking a loan in stablecoins (USDC, USDT) using mined assets as collateral. This helps cover OPEX, survive the “crypto winter,” and preserve 100% of BTC capital to sell at the cycle peak. This, in my opinion, is the essence of high capital efficiency.
Analytical note: As an independent observer, I must point out the trade-off here. The WhitePool model is an example of CeFi convenience but requires users to trust the platform acting as custodian. This deviates from the puritan DeFi ideology (“not your keys — not your coins”) in favor of undeniable efficiency and convenience, resembling prime brokerage services in traditional finance.
3. Final Touch: The Bridge to the Real World (The “Last Mile”)
The main headache for any miner is how to quickly, legally, and with minimal cost convert profit into fiat for covering expenses. Traditionally, this “last mile” is a minefield of KYC, delays, and fees (Pool > Exchange 1 > Sell > Exchange 2 with fiat gateway > Bank transfer).
Fast fiat withdrawal: WhitePool appears to have solved this problem most elegantly. The pool offers an integrated fiat gateway, enabling direct withdrawals to bank cards (Visa/Mastercard) or bank accounts. This removes 2–3 unnecessary steps, saving miners time, stress, and, more importantly, money lost on multiple transactions and spreads.
Conclusion
In 2025, the rules of the game have changed. The title of the “best” pool belongs not to the one that boasts the highest hashrate, but to the one that offers the most efficient and complete capital management cycle.
- F2Pool and ViaBTC remain strong, reliable mining tools.
- For me, WhitePool has captured the new reality better than others. It offers a full 360-degree strategy: helping not only to mine efficiently, but providing a full set of banking and investment tools for asset preservation (credit) and growth (deposits), closing the cycle with a direct and convenient bridge to fiat.
It is a platform designed not just for miners but for capital managers who also mine. And for a long-term investor, this approach is the most advantageous today.
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