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Andy Larkin
Andy Larkin

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📱 When Crypto Finally Feels Like Fintech: UX That Actually Works

🧨 The UX Problem No One Wanted to Touch
For years, the crypto industry pretended that:

“security = friction”,

“wallet UX doesn't matter”,

and “people will learn gas fees eventually”.

They didn’t.

And while the backend of crypto kept evolving (zk, rollups, AA wallets), the UX stayed stuck — until recently.

✨ Web3 Is Copying the Right Things
The new trend?
Copy from fintech. Shamelessly. Because they got it right.

Features that used to be impossible in crypto are now being built:

Sending funds using nicknames instead of wallet addresses;

No-code loyalty layers for apps;

Custody APIs that work like Stripe;

In-app chats and history for transactions;

Mobile-native money transfers — like shaking your phone to send funds.

One platform that did this?
WhiteBIT, who added:

QuickSend — lets users transfer crypto using only nicknames;

Shake-to-Send — a proximity-based feature that mimics Venmo-style payments via phones.

And for once, this is not “social crypto” — it’s actually usable.

🤝 Why This Matters for Builders
If you’re building anything in Web3 — even if it’s B2B — you should be paying attention to:

Frictionless P2P UX
(because your users will compare you to fintech apps, not wallets)

Messaging-first UI for transactions
(think “WhatsApp + USDT” instead of “Metamask + etherscan”)

Proximity tech like BLE and secure QR
(Shake-to-Send is not a gimmick — it’s UX relevance)

Your app doesn’t need to reinvent payments.
It just needs to feel native to users who grew up with Revolut, Cash App, and Apple Pay.

🧩 What’s Coming Next
The next wave of crypto adoption won’t be about yield, staking, or NFTs.
It’ll be about making crypto invisible inside flows that feel like messaging.

Think: “Send $5 to Sarah” - not “create a 0xABC... transaction”.

đź’¬ In Final Thought
Crypto doesn’t need to be simple.
It needs to be familiar.

And that’s where features like QuickSend and Shake-to-Send push the industry forward.
They don’t solve every problem — but they finally give UX a seat at the protocol table.

📣 Want a deeper breakdown of how we could build this in a dApp context? Let me know — I’m happy to write a follow-up.

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