I've tried FreshBooks, QuickBooks, Wave, Xero, and about six others.
All of them did way more than I needed. And charged me for the privilege.
So I built my own system. Free. No subscription. Works in my browser.
The problem with invoicing apps
- £10-30/month for features I never use
- Client portals nobody logs into
- "Smart" payment reminders that sound robotic
- Locked into their ecosystem
I'm a sole trader. I send maybe 4-8 invoices a month. I don't need enterprise accounting software.
What I actually use now
For creating invoices: A free invoice generator that spits out a PDF. Fill in the boxes, download, send. Done.
For tracking what's owed: A client tracker that runs in my browser. localStorage. No account. No cloud. Just me and my data.
For chasing late ones: A payment reminder generator that writes the email for me. I pick friendly/firm/final, paste the details, copy the output.
For knowing when to escalate: A should-I-chase-this tool that looks at how late, how much, and tells me what to do next.
For calculating interest: A late payment calculator that works out statutory interest + compensation under UK law. Copy-paste into your final demand.
The full flow
- Create invoice (generator) → PDF → email to client
- Log it in client tracker
- Due date passes → generate reminder email → send
- Still nothing → firm reminder → send
- 30 days overdue → calculate interest → final demand
- Nuclear option → letter before action
Total cost: £0. Total time setting up: about 4 minutes.
Why this works better
- No monthly fee eating into margins
- No vendor lock-in
- Data stays on my machine
- Each tool does one thing well
- I can swap any piece without rebuilding everything
The catch
It's not automated. There's no magic "send reminder on day 7" button.
But honestly? I want to manually decide when and how to chase. The tone matters. The relationship matters. A robot sending "PAYMENT OVERDUE" to my best client is not the move.
All the tools are free at landolio.com/tools. No sign-up, no email capture, no catch.
What's your invoicing setup? Anyone else ditched the apps?
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