Feeling overwhelmed by hidden subscriptions and bills? ChatGPT’s built-in finances feature has your back. Here are three prompts to save money and manage payments like a pro.
Why use the ChatGPT Finances feature? 💰
- Automatically scan all your recurring charges
- Get clear spending insights by category
- Prevent costly overdraft fees
1. Spot unused subscriptions
Use this prompt to flag services you no longer use:
Prompt: Look through all my recurring charges and find every subscription I'm paying for. Flag any that I haven't used in over 30 days and tell me exactly how much I'd save per month by canceling them.
ChatGPT will list each subscription and calculate your potential savings.
2. Analyze your last 90 days of spending
Break down where your money goes:
Prompt: Break down my spending over the last 90 days by category. Show where I'm overspending and give me a realistic budget for next month.
Use the insights to trim dining out costs or curb impulse buys.
3. Prevent overdrafts on upcoming bills
Stay ahead of due dates:
Prompt: Look at my upcoming payments and bills for the next 30 days. Let me know if any accounts risk overdrafting and tell me the exact dates I need to top up.
Never miss a payment and avoid bank fees.
Note: Available to Pro and Plus users in the US only.
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