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arun rajkumar

CTO & Co-Founder, Atoa. Building open banking payments for the UK. Half the cost of cards. Instant settlement. FCA-authorised. I hire for intent, not resumes. I write about payments, AI, and the messy

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Payment Webhooks Will Lie To You. Here's How We Built Ones That Don't (in NestJS)

Payment Webhooks Will Lie To You. Here's How We Built Ones That Don't (in NestJS)

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4 min read

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I Asked Three Coding Agents to Build My Son's Cricket Coach a Website. The Result Wasn't Decided by the Model — It Was Decided by Taste.

I Asked Three Coding Agents to Build My Son's Cricket Coach a Website. The Result Wasn't Decided by the Model — It Was Decided by Taste.

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10 min read
Your Agent Doesn't Need a Better Model — It Needs a Context Layer

Your Agent Doesn't Need a Better Model — It Needs a Context Layer

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6 min read
What Developers Get Wrong About PSD2 and Payment Initiation

What Developers Get Wrong About PSD2 and Payment Initiation

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4 min read
We Built an Open-Source Coding Exam Platform Because Every Vendor Let Us Down

We Built an Open-Source Coding Exam Platform Because Every Vendor Let Us Down

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5 min read
Open Banking Was Built for the Wrong Future — and That's Why It's Perfect for AI Agents

Open Banking Was Built for the Wrong Future — and That's Why It's Perfect for AI Agents

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6 min read
How Open Banking APIs Actually Work — A Developer's Guide

How Open Banking APIs Actually Work — A Developer's Guide

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4 min read
Why Open Banking Is Eating Card Payments in the UK (And the Numbers Prove It)

Why Open Banking Is Eating Card Payments in the UK (And the Numbers Prove It)

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5 min read
How We Built Atoa's Payment Infrastructure with 15 NestJS Microservices (And What Took the Most Figuring Out)

How We Built Atoa's Payment Infrastructure with 15 NestJS Microservices (And What Took the Most Figuring Out)

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4 min read
We Had 15 Microservices and It Took 2 Weeks to Onboard a Developer. Here's How We Fixed It in a Weekend.

We Had 15 Microservices and It Took 2 Weeks to Onboard a Developer. Here's How We Fixed It in a Weekend.

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9 min read
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